Our Story
College Funding Advisors was founded as an extension of Grace Advisors USA, LLC which helps in retirement and tax planning for aging adults. Throughout the years we continued to see that the expense of college for children was the number 1 reason why retirees were not prepared enough for their own retirement. We recognizing that college planning is family financial planning, and we seek to prevent parents and students from making financial mistakes that could derail their futures.
Many parents believe the college application process is the same as it was when they went to school: You apply to a mix of “reach” and “safety” schools, and enroll in “the best school you can get into.”
Today, that is a recipe for family financial disaster.
Parents need to understand that being in the lower 25% of the class almost guarantees zero merit based aid, and the student essentially subsidizes the tuition of those in the top 25%.
If their student attends the “reach” school at the full “sticker” price, parents will likely be forced to take out parent PLUS loans, which may force them to delay retirement or accept a retirement lifestyle beneath their expectations.
College Funding Advisors' passion and goal is to help families to estimate the financial impact each particular college will have on the entire family before the student even applies.
After eliminating financially prohibitive schools from the list, College Funding Advisors helps families to target schools where they can obtain significant aid and eliminate the need for suffocating debt.
Many parents believe the college application process is the same as it was when they went to school: You apply to a mix of “reach” and “safety” schools, and enroll in “the best school you can get into.”
Today, that is a recipe for family financial disaster.
Parents need to understand that being in the lower 25% of the class almost guarantees zero merit based aid, and the student essentially subsidizes the tuition of those in the top 25%.
If their student attends the “reach” school at the full “sticker” price, parents will likely be forced to take out parent PLUS loans, which may force them to delay retirement or accept a retirement lifestyle beneath their expectations.
College Funding Advisors' passion and goal is to help families to estimate the financial impact each particular college will have on the entire family before the student even applies.
After eliminating financially prohibitive schools from the list, College Funding Advisors helps families to target schools where they can obtain significant aid and eliminate the need for suffocating debt.
